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If you live in Florida, chances are the topic of toxic mold has crossed your mind, especially if you have developed health problems or suffered property damage because of an infestation of mold.
If you have discovered that you have mold in your home, condo, apartment or any other property you own or lease, there are a number of parties who may potentially be liable for damages:
Insurance Company – Chances are that your insurance company has probably already covered itself and excluded mold as a covered peril in your policy. But you should check your policy first before planning any next steps.
Builder – You may have a claim against your builder or contractor if the mold infestation happened because of poor construction, shoddy materials or the failure to install proper ventilation.
Materials Supplier – You may have a claim if the materials supplied for the construction of your home (i.e., drywall, siding, etc.) were of poor quality or already contained mold.
Architect – If your home ventilation system was improperly designed or had other design defects that led to a mold infestation, you may be able to recover damages from the architect or engineer.
Seller – If the prior owner did not disclose the presence of mold during the sale of your home, they may have violated state disclosure law. If the seller employed a realtor, that agent may also be liable for selling you a home with mold damage.
Inspector – If you hired a property inspector prior to buying the home and they failed to detect the mold, they may be liable unless their written property report specifically excludes mold detection.
If you need more information on Florida toxic mold tort law, contact a Florida Personal Injury Lawyer for more information and advice regarding your legal rights.