Tag Archives: Car insurance

Why Do I Need to Use My Automobile Insurance if I Was Not At Fault?

Florida has No Fault laws in place for an automobile accident. This term is somewhat misleading.  No Fault refers to some of the insurance coverages and entitlements to compensation. “No Fault” does not mean that the negligent driver is immune from liability or financial responsibility. Key components of the Florida No-Fault laws: 1. PIP – Personal Injury Protection.  PIP pays for reasonable and necessary medical bills related to an automobile accident.  Under Florida law, every owner of a motor vehicle must carry PIP and Property Damage coverage.   When a person is injured in an automobile accident, medical bills get … Continue reading

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