• Tweet
• Sumo

• Tweet

Florida residents spend half their lives in hurricane season (June-November), and are well acquainted with the forces of nature that seem to visit with some regularity. The risk or threat of Hurricanes is a part of life in the Sunshine State, and we usually do not think too much about it until we have to…likely when we are faced with filing a homeowners’ insurance claim.
In the face of natural disasters like hurricanes, insurance companies have a duty to act promptly and to investigate your claims fairly. Unfortunately, this does not always happen and homeowners are wise to consult with a personal injury attorney if their homeowners’ insurance company:
• Denies any covered claims
• Tries to blame the damage on something else that is excluded in the policy
• Tries to underpay based on computer model data
• Tries to deny coverage on the basis of ambiguous policy exclusions
• Undervalues a claim
• Takes longer than necessary to investigate and evaluate damages
Any time homeowners’ insurance claims are delayed or denied, it may be well worth your time to get legal advice on how to proceed. Insurance companies often deny an initial claim in an effort to “buy time” or deny coverage based on ambiguous provisions. However, if this kind of dispute goes to trial and the court finds that the provisions are ambiguous, judgment will be made in favor of the insured.
If you believe you have been denied compensation unfairly by your homeowner’s insurance carrier, you should speak with a Florida personal injury attorney to learn about your options for fighting the insurance company’s decision.