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Is Homeowners Insurance for Dog Bites Required in the State of Florida?

  • Sumo

In Florida, there are dogs present in every community. Whether in a big city or small-town, Florida residents and visitors enjoy the ownership and companionship of the dog. Due to the number of dogs owned and present in the State of Florida, one would think that insurance for liability purposes would be required when a homeowner has possession and control of the dog. There is no Florida law in place that requires liability insurance by homeowners who own dogs. If a person owns a home and has always insurance, there may or may not be liability insurance regarding a dog bite injury. Some homeowners insurance policies cover injuries and expenses related to a dog bite related injuries. Some homeowners insurance policies do not include such coverage. Other homeowners insurance policies specifically exclude coverage for a dog bite related injuries and damages. Homeowners insurance policies come in different forms and amounts. Coverage varies from home to home and from community to community. Because of this, it is important for a dog bite injury victim to obtain and review a homeowners policy to determine if there is a insurance coverage for the damages and bills related to the dog bite injury.
A Florida personal injury lawyer can assist a dog bite victim with the review of the policy and provide legal representation for the damages caused by the Florida dog bite / attack. Under Florida law, a dog owner is liable for injuries caused by a dog bite. This is covered under Florida Statutes Chapter 767. Beyond the liability statute, the are practical challenges to pursuing a dog bite injury case in the State of Florida. When a child is injured by a dog bite incident in Florida, it is often helpful to read the statutes and other materials on this topic. The book title – The ABCs of Child Injury – Legal Rights of the Injured Child – What Every Parent Should Know – has chapters on Dog Bite Injuries, Homeowners Insurance, Damages / Compensation, and other topics. The information in this book regarding dog bite injuries applies equally to children and adults. You can receive this book for free at – The ABCs of Child Injury.
Another resource available for victims of dog bites and their families is the Wood, Atter & Wolf, P.A. Website. Wood, Atter & Wolf, P.A. has been representing dog bite victims in the State of Florida since 1957. Knowing the importance of these cases and the severity of injuries that often occur, Wood, Atter & Wolf, P.A. has information on the website for most Florida counties at – Florida Dog Leash Laws – Frequently Asked Questions and Florida Dangerous Dog Laws – Frequently Asked Questions.

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