Category Archives: Homeowner’s Insurance / Injuries at a Home

Dangers of Falling Televisions – Risks of Injury and Death to Children

Dangers of Falling Televisions – Risks of Injury and Death to Children In Illinois and other States, children are at risks for serious personal injuries and, in some cases, even deaths from a common household object. Televisions, especially older and heavier models, are placed on dressers or other furniture but not adequately secured or anchored. A curious child can pull on a television set. Alternatively, a child or another person may bump into a television set and cause the set to fall from the dresser or furniture. As a result thereof, a child may end up sustaining serious personal injuries … Continue reading

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Is Homeowners Insurance for Dog Bites Required in the State of Florida?

In Florida, there are dogs present in every community. Whether in a big city or small-town, Florida residents and visitors enjoy the ownership and companionship of the dog. Due to the number of dogs owned and present in the State of Florida, one would think that insurance for liability purposes would be required when a homeowner has possession and control of the dog. There is no Florida law in place that requires liability insurance by homeowners who own dogs. If a person owns a home and has always insurance, there may or may not be liability insurance regarding a dog … Continue reading

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Carbon Monoxide Exposure Leads to Hospitalization in Orange County Florida

In Orange County, Florida, it was reported that four people were exposed to carbon monoxide poisoning at an apartment complex. The complications caused by the carbon monoxide poisoning required medical care and treatment with a hospitalization. See Four People Hospitalized in Central Florida with Carbon Monoxide Poisoning. Carbon monoxide poisoning can lead to serious personal injuries and, in some instances, the death of unsuspecting victims. The problems and dangers associated with carbon monoxide poisoning are amplified by the fact that carbon monoxide is a colorless and odorless gas that enters a person’s respiratory system instead of oxygen.

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Hawthorne Florida Man Suffers Horrific Injuries as a Result of a Dog Bite Attack in Putnam County Florida

The Putnam County Sheriff’s Office reported a terrible dog bite attack that resulted in horrific injuries to Roy McSweeny – a 74 year old man from Hawthorne Florida. It was reported that Mr. McSweeney had to have both of his arms amputated as a result of a recent dog attack. He also suffered facial injuries as a result of this Florida dog bite attack. It was reported that the dogs were handed over to the local animal control authorities and euthanized. McSweeney underwent surgery and follow up care at Shands Hospital – Gainesville, Florida. See Putnam 74-year-old attacked by dogs … Continue reading

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Orlando Florida – Arrest Made of Maintenance Man – Rape Allegations in Apartment Complex

In Orlando, Florida and other Florida cities, a home, whether a rental or one that is owned, should be a safe haven for the residents and visitors. Unfortunately and tragically in many cases, residents are attacked, assaulted, and, yes, raped in their own home. These incidents are quite traumatic and cause severe emotional, psychological, and, in some cases, serious physical personal injuries that last a lifetime for the victim. In Orlando, Florida, a woman reported to police that she was raped by a maintenance man. The woman was locked out of her apartment and sought assistance from the maintenance man … Continue reading

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Protecting Your Home from Burglars – Tips to Make Others Think Someone Is At Home

In Florida and other States, residents frequently take trips or vacations to Disney World, the beach, and other areas. When a person or family leaves a home unoccupied, it sometimes can be very inviting to burglars. This is especially true when it appears that the house is empty and available for ransacking and looting. The website located at Home Alarm Monitoring – Guide to Home Alarm Monitoring Service has a good article titled 10 Tricks to Make Burglars Think Someone Is Home. The implementation of some of these recommendations can help deter some burglars from breaking into your house.

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Child Suffers Burn Personal Injuries in Jacksonville Florida Fire

In the Winter Months, fires are more prevalent in Jacksonville and other cities. The Jacksonville Sheriff’s Office, Jacksonville Fire Rescue and the State Fire’s Marshall’s Office are investigating a fire that took place on the Westside of Jacksonville. It was reported that a 3 year old child suffered serious personal injuries / burns as a result of a fire in a mobile home. The fire took place at approximately 1:40 p.m. The girl was transported to Shands at the University of Florida – Gainesville for treatment. The girl’s body sustained burns to the stomach, legs, face and arms. See Child … Continue reading

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Florida Pool Parties Can Be a Nuisance

Florida summer pool parties are regular weekend activities. With pools come children and that can lead to an unexpected accident. In Florida law, pools are considered an attractive nuisance. This basically means they are attractively dangerous to individuals. In this case, children may be attracted onto your property by a pool and if they are injured while on your property, then you can be liable. In the summer many kids are out venturing the neighborhood during the day while the neighbors are at work. A pool is often attractive kids, especially on hot summer days like we have in Jacksonville, … Continue reading

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Florida Dog Bites and Your Rights

By: Lenorae C. Atter, Attorney In Florida, a dog bite or attack is considered strict liability. What this means is that regardless of any action taken by the dog’s owner, that owner is responsible if the dog attacks someone. Typically, the dog will be covered under the owner’s homeowner’s insurance regardless of whether the incident occurs on the home’s property. Often, homeowner’s insurance has a medpay provision, which pays for medical expenses up to a certain amount. If the damages go beyond that amount, then it may be a situation where the victim of the attack files a claim against … Continue reading

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It’s Hurricane Season: How Will Your Homeowner’s Insurance Company Perform?

Florida residents spend half their lives in hurricane season (June-November), and are well acquainted with the forces of nature that seem to visit with some regularity. The risk or threat of Hurricanes is a part of life in the Sunshine State, and we usually do not think too much about it until we have to…likely when we are faced with filing a homeowners’ insurance claim. In the face of natural disasters like hurricanes, insurance companies have a duty to act promptly and to investigate your claims fairly. Unfortunately, this does not always happen and homeowners are wise to consult with … Continue reading

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