Category Archives: Automobile Insurance

Why Do I Need to Use My Automobile Insurance if I Was Not At Fault?

Florida has No Fault laws in place for an automobile accident. This term is somewhat misleading.  No Fault refers to some of the insurance coverages and entitlements to compensation. “No Fault” does not mean that the negligent driver is immune from liability or financial responsibility. Key components of the Florida No-Fault laws: 1. PIP – Personal Injury Protection.  PIP pays for reasonable and necessary medical bills related to an automobile accident.  Under Florida law, every owner of a motor vehicle must carry PIP and Property Damage coverage.   When a person is injured in an automobile accident, medical bills get … Continue reading

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Is the At-Fault Driver Responsible for All of my Medical Bills Related to a Florida Automobile Accident?

In Florida, there are automobile accidents in virtually every community on a daily basis. Many of these accidents result in serious personal injuries to innocent victims. When a person is injured as a result of a Florida automobile accident, I am often asked as a Jacksonville automobile accident attorney whether the at fault driver is responsible for ALL of the medical bills. The simple answer to this question is “No”. Many find the answer to this question to be confusing. Then there is a second question asked as follows: Why should I, as an innocent victim of an automobile accident, be … Continue reading

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What are the Rights of an Injured Biker / Motorcyclist in Hit and Run Accident Victim in Florida?

In Florida, hit and run automobile accidents happen far too frequently.   When there is a “hit and run” accident, the injuries are often times quite serious.  The reasons for leaving the scene of an accident can vary from “I was drunk” to “I did not know that I hit anything.”  Typically, a driver will flee the scene to attempt to avoid responsibility or liability for the automobile accident.  It is not only against the law to leave the scene of an automobile accident involving injuries – it is also quite dangerous for the injury victim.  Any delay in getting … Continue reading

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What Are the Rights of an Injured Bicyclists in a Hit and Run in Florida?

Bicycle Accident Victims & Careless Driving In Florida, the weather and terrain allow for virtually year round bicycling. Because of this, bicyclists are on or near the roadways on daily basis. Drivers should watch out for bicyclists and do their best to share the road with bicyclists and when necessary yield to a bicyclist. Common sense dictates that a bicycle is not match for a motor vehicle in any instance. Because of this, drivers should slow down any time that they are near or approaching a bicyclist. Unfortunately, bicyclists are injured far too often due to careless or negligent driving … Continue reading

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Do I Need to Report an Automobile Accident to My Insurance Company?

Do I need to report an automobile accident to my insurance company? When a person suffers a personal injury as a result of an automobile accident, there is often a question as to whether the accident needs to be reported to me injury victim’s automobile insurance company. The simple answer to this question is “Yes”. When a person owns or drives an automobile and takes out of an insurance policy, a contract is formed between the automobile insurance company and the insured driver or owner. Under the terms of Florida automobile insurance policies, there is a duty of cooperation. This … Continue reading

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Can a Driver AND Passenger Use the Same Florida Personal Injury Attorney?

Automobile Accident Victims Can a driver and passenger who were in the same vehicle have the same attorney for a personal injury claim or lawsuit? In the State of Florida, automobile accident frequently result in the injuries to multiple occupants. When a driver and passenger in a same vehicle are injured as a result of an automobile accident, can they obtain the services of the same Jacksonville Personal Injury Attorney? The answer to this question like many legal and practical questions is “it depends.” If the driver in the passenger occupying the same vehicle were injured as a result of an … Continue reading

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Should I Seek Treatment from my Primary Care Doctor Following a Florida Automobile Accident?

Injured In An Accident – Personal Injury Protection Coverage When a person is involved in a Jacksonville automobile accident, there often times is a decision to be made regarding follow-up care and treatment. If a person has access to PIP (Personal Injury Protection Coverage) from his policy, a resident relative, or the vehicle owner, then the injury victim should seek medical treatment from providers who accept PIP as a payment source of accident related medical care. PIP works different than your standard health insurance policies. Following a Florida Automobile Accident, the following question is often posed to Florida personal injury attorney: … Continue reading

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Who Is Responsible for Paying Hospital and ER Bills Resulting from a Florida Automobile Accident?

Medical Bills After A Jacksonville Automobile Accident Who is responsible for the hospital bills and ER bills following a Jacksonville Automobile Accident? When a person is injured in a Jacksonville Automobile Accident, hospital /emergency room care is often required for the accident related injuries. Many injury victims do not understand the process and responsibility of payment for medical bills related to a Florida Automobile Accident. There are different sources of payment that may be utilized to cover hospital expenses following an automobile accident. Furthermore, hospitals charge different rates and provide different write offs depending on the source of payment and financial resources … Continue reading

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Is the Type and Amount of Automobile Insurance a Public Record in the State of Florida?

Automobile Insurance Coverage Is the amount of automobile insurance coverage considered a public record in the State of Florida? Following an automobile accident, the injury victim often needs information regarding the other person’s insurance coverage. This is especially important when the other driver is at fault for the automobile accident. At the accident scene, the police officer will collect information including insurance information. The drivers involved in a Florida automobile accident have a duty to cooperate with police officer as to request for insurance and vehicle ownership information. If the other driver at the accident scene does not have insurance … Continue reading

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How Do I Get Compensated for Lost Wages Resulting from a Florida Automobile Accident?

When a person is involved in a Florida Automobile Accident, there is often a period of time in which the injury victim is unable to return to work. During this time, the injury victim may suffer economic damages in the form of lost wages. When a person misses work and is deprived of wages or income, the injury victim can seek various sources of payment for compensation associated with the lost wages. The sources of compensation may include one or more of the following: PIP (Personal Injury Protection). Each owner of an automobile in the State of Florida is required … Continue reading

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