Who Is Responsible for Paying Hospital and ER Bills Resulting from a Florida Automobile Accident?

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Medical Bills After A Jacksonville Automobile Accident

Who is responsible for the hospital bills and ER bills following a JacksonvilleĀ Automobile Accident? When a person is injured in a JacksonvilleĀ Automobile Accident, hospital /emergency room care is often required for the accident related injuries. Many injury victims do not understand the process and responsibility of payment for medical bills related to a Florida Automobile Accident. There are different sources of payment that may be utilized to cover hospital expenses following an automobile accident. Furthermore, hospitals charge different rates and provide different write offs depending on the source of payment and financial resources of the patient.

PIP or Personal Injury Protection

Florida has No-Fault Laws in place for automobile accidents. Part of the statutory set up for automobile accident cases is the coverage or payment of medical expenses through PIP or personal injury protection. PIP coverage will be primary for the payment of accident related medical expenses. Unfortunately hospital and administrators and employees do not always collect or obtain the correct information in order to submit payment request to automobile insurance companies. Furthermore there are limits under PIP coverage. The typical policy has a total of $10,000 in insurance coverage. If a hospital runs any testing including CT scans, MRI scans, and / or laboratory work, the associated medical expenses for the hospital or ER visit can be quite substantial. Because of this, a good portion of the PIP benefits can be eaten up by the hospitalization. Thereafter, the accident victim will need follow-up care from medical providers in the community. If the person has health insurance, there should be no problem seeking additional medical care even if there is a limited amount of PIP left. If there is limited PIP coverage left or if the PIP coverage is exhausted, it can be quite challenging to obtain medical care in the community if the person does not have health insurance. The payment sources for hospital, emergency room and medical care following accident can be quite confusing and complicated.

Car Accident Attorneys in Jacksonville

Because of this, it is important to consult with a JacksonvilleĀ Personal Injury Attorney regarding medical bills, medical coverage, damages, compensation and other issues. The law firm of Wood, Atter, and Wolf, P.A. located in Jacksonville Florida has been representing injury victim since 1957. For over 50 years, the law firm is dedicated time and resources to protect and enforce the rights of injury victims. Call Wood, Atter & Wolf, P.A. today for free consultation regarding your injury case.

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