• Tweet
• Sumo

• Tweet

What is full coverage in the State of Florida? Often-times, clients will report that they have full coverage automobile insurance in the State of Florida. There is really no such thing as “full coverage” automobile insurance in the State of Florida. Florida requires that a person have property damage coverage and PIP or Personal Injury Protection coverage. All other types of coverage are optional. In other words, to comply with Florida’s minimum mandatory requirements, all a person is required to have under Florida law is PIP and property damage. The other types of insurance coverage available are optional. These include the following: medical payment coverage, collision coverage, bodily injury coverage, and uninsured or underinsured (UM) motorist coverage. In many instances, a person, who is in an automobile accident, does not understand or realize the extent of the available insurance coverage. When purchasing insurance, it is important for a person to make sure that there is a clear understanding of the amount type of coverage available. A Florida personal injury attorney can also advise a person as to what insurance coverages are available in the State of Florida and what is advisable as to the amount and type of automobile insurance coverage. Insurance coverages and contracts after an accident can be complicated and confusing. Dealing with an insurance company following an automobile accident can be also be complicated and confusing. Because of this, it is important to consult with a Florida personal injury attorney regarding insurance matters and coverage following in automobile accident. See also Florida Automobile Accident.