A Sunday accident in Vilano Beach Florida caused multiple injuries. It was reported that Michelle Millero, a 49-year-old woman, made a left hand turn into the path of a 2002 Chevrolet pickup truck carrying a 59-year-old driver Roy Smith, a 13 year old and another passenger. Both passengers were taken to Flagler Hospital with injuries. The driver was not injured at the scene. The driver, Michelle Millero, was taken to Shands with non-life threatening injuries.
In a typical automobile accident case involving injuries, the passengers would first get medical treatment through their own car insurance, or the car insurance of a relative they reside with (the 13 year old boy would fall under his parents’ insurance). The insurance coverage for the initial medical treatment falls under the PIP (Personal Injury Protection) portion of the automobile insurance policy. PIP is a type of No-Fault Automobile Insurance since it does not matter who is at fault for the accident for PIP coverage to apply. The State of Florida requires every registered car owner to carry at least $10,000 in PIP coverage.
In addition, the injured parties would also have a claim for their injuries against the driver of the vehicle who was at-fault for the automobile accident. There would also be a potential claim against the owner of the vehicle driven by the at fault driver. There are various kinds of optional automobile insurance offered in the State of Florida as well as other States. When there is an automobile accident involving injuries, it is important to find out whether there is bodily injury insurance and / or uninsured / underinsured motorist insurance in place.
If you have questions regarding your rights and options, contact an experienced Florida personal injury attorney to assist you.