Should I Listen or Follow the Advice of My Automobile Insurance Company After a Florida Automobile Accident?

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Should I listen to the advice of my insurance company when I am in an automobile accident? In Florida and other states, drivers / motor vehicle owners obtain automobile accident to provide coverage when there is an automobile accident. A basic but important question is as follows: Should I listen to the advice of my insurance company when I am in a automobile accident? This is actually an excellent question that does not have an easy answer. The best way to answer to discuss how an insurance company becomes involved after a Florida Automobile Accident. There are two different ways in which insurance company can be involved in an accident.
1. You Were At Fault for the Automobile Accident. If you were at fault for the automobile accident in State of Florida and you have automobile insurance in place, your insurance company will provide you with coverage for damages caused by your negligence in the automobile accident. Under these circumstances it may be helpful to get advice and guidance from your insurance company because the insurance company is the entity that will be providing payment for the damages you caused in the accident. For instance, if it is a property damage only case, your insurance company should be in contact with the other driver or the other insurance company to a provide arrangements for the repair and/or total loss of the other vehicle. Your company will will advise you as to the status of the claim and in most instances will advise you of when the claim is resolved. When there are injuries that result from an accident and you have bodily injury coverage which is optional, your automobile insurance company will monitor the medical treatment of the injured person, handle correspondence and communication with the other person and or his or her attorney, and make efforts to resolve the case. If a lawsuit is filed for personal injuries, and you had bodily injury insurance coverage, then your insurance company under the terms of the insurance contract will provide you with an attorney to represent you in litigation. This attorney will provide advice, consultation, and legal representation. At times, it may be helpful to consult with your personal attorney separate from the insurance company to make sure that the insurance company is representing your interests.
2. The Other Driver Was At Fault for the Accident. When another person is at fault for an accident, you must be very careful as to your communications and conversations with your insurance company and with the other person’s insurance company. Unlike situations when you are at fault, you will not be provided with an attorney to represent your interests when you have a property damage claim and or personal injury claim to pursue for your vehicle’s damages and / or your personal injuries. When other person is involved for an accident, it is important for you to retain the services of a Florida Personal Injury Attorney for advice, consultation, and legal representation. When you are injured in an automobile accident, often times your automobile insurance company can be a potential adverse party to the case. For instance, if you have an injury claim against your uninsured or underinsured motorist policy and the company refuses to pay the amount demanded, this kind of case will result in a lawsuit against the UM insurance company. In other words, you will be a party brining a lawsuit or legal action against your own insurance company. Because of the potential for conflict and the potential of a lawsuit, it is best to hire a Florida personal injury attorney to handle communications, correspondence, and negotiations with the insurance company.
When there is an automobile accident State of Florida, the insurance and legal issues can be quite complicated. Because of this it makes sense for a person to obtain legal advice, representation, and counsel from a Florida Automobile Accident Attorney. The attorneys at Wood, Atter & Wolf, P.A. – based in Jacksonville and Ponte Vedra Beach, Florida, have represented injury victims and their families since 1957. For over 50 years, the attorneys at Wood, Atter & Wolf, P.A. have been On Your Side – At Your Side for automobile accident cases and other personal injury matters.

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