How Can a Person be Compensated for Injuries and Damages in a Florida Automobile Accident Claim or Case?

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Following a Florida automobile accident, an injury victim often times incurs significant bills, economic losses, and personal injuries. If a person is injured as a result of the negligence of another driver, damages and compensation can be pursed by the injury victim. These damages include the following past medical bills, future medical bills, past wage loss, future wage loss, past pain and suffering, future pain and suffering, and loss of earning capacity. Insurance may compensate an injury victim for these damages but the amount of compensation available and payable will depend on the insurance and type of damages involved. With respect to medical bills, these expenses are are typically paid by the injury victim’s automobile insurance policy through the Personal Injury Protection (PIP) and / or the Medical Payment (Med Pay) portion of policy. When bills are submitted, the insurance company has 30 days to pay the bills. In Florida, PIP typically pay 80% of the submitted bill. Wage loss can also be processed through the PIP portion policy under the injury victim’s policy. With respect to with respect to wage loss, PIP will typically pay 60% of the submitted wage loss claim. Other damages unfortunately are not paid on a piecemeal basis. For instance, pain and suffering and loss of enjoyment of life type of damages are typically only paid in a one time payment or settlement. Pain and suffering and loss of enjoyment of life damages are also referred to as non-economic damages. These type of damages are less exact than the economic damages like medical bills and wage loss. The Florida Statutes require that a person have a permanent injury and or significant significant scarring in order in order to recover non-economic damages. Damages can come in different forms and can sometimes be difficult to determine to estimate or value. It is often times helpful to have the assistance, advice, and representation of a Florida personal injury attorney in order to guide the person through the insurance issues, legal rights, and damages related to an automobile accident. See also Florida Automobile Accident Claims.

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