Do I Need to Report an Automobile Accident to My Insurance Company?

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Automobile Accident Lawyer

Do I need to report an automobile accident to my insurance company? When a person suffers a personal injury as a result of an automobile accident, there is often a question as to whether the accident needs to be reported to me injury victim’s automobile insurance company. The simple answer to this question is “Yes”. When a person owns or drives an automobile and takes out of an insurance policy, a contract is formed between the automobile insurance company and the insured driver or owner. Under the terms of Florida automobile insurance policies, there is a duty of cooperation. This means that the insured person must cooperate and provide timely information to insurance company regarding any automobile accidents that might ultimately require the payment of monies under the insurance policy. Because of these provisions in every Florida automobile insurance company contract, an injury victim must timely report accidents to his or her insurance company. This does not mean that the automobile accident has to be reported within 24 or 48 hours. But it does mean that the accident must be reported in a timely manner so that the insurance company is not prejudiced by the investigation or future handling of any claims made under the policy.

Personal Injury Protection (PIP)

A personal injury victim is entitled to PIP (Personal Injury Protection) benefits under his or her own automobile insurance company and possibly other benefits under the policy. In many instances, the injury victim may have an adversary claim or case against his or her automobile insurance company. In other words, there is a fight or dispute between the injury victim and his or her insurance company regarding the amount of payment or compensation to be made under the automobile insurance policy. Because of this, initial statements and any subsequent information that is provided to an injury victims insurance policy can and often does have a great impact on the claim or case itself. When a person is injured as a result of a car accident, it is often helpful to have the advice, consultation, and legal representation from a Jacksonville automobile accident lawyer.  Before any statement or information is provided to an automobile insurance company, it is important to first consult with a Florida Personal Injury lawyer about the rights of the injury victim and the responsibilities of the insurance companies.

Jacksonville Automobile Accident Lawyer

David Wolf is an automobile accident lawyer in Jacksonville who is dedicated his entire legal career to the protection and enforcement of individual rights of Florida residents and visitors. Mr. Wolf firmly believes that an injury victim should be fairly compensated for injuries related damages due to a automobile accident. In some cases there is a question as to liability your fault the Wood, Atter & Wolf website has an entire section on Florida Traffic Regulations and Statutes see Frequently Asked Questions – Florida Traffic Regulations and Statutes.

If you have a question about an automobile accident, contact David Wolf and Wood, Atter & Wolf, P.A. today.   The initial consultation is free and all injury cases are handled on a contingency fee basis.

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