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Are There Time Limits Apply to a Florida Automobile Accident Case? The simple answer is “Yes”. One time limit is referred to as the “Statute of Limitations” in Florida. There is a four-year statute of limitations to bring an action against a person or company at fault for injuries sustained as a result of an automobile accident. In cases against the uninsured or underinsured motorist carrier in Florida, the statute of limitations is typically five years from the date of the accident. The Statute of Limitations refers to the time limit that a lawsuit needs to be filed. The failure to file a timely lawsuit within the proscribed time limits may result in the waiver of important legal right. There are also time limits that apply to the reporting of claims to an insurance company if a person is involved in an automobile accident. Most insurance companies require an insured person to timely report a claim or accident to the insurance company and otherwise cooperate with the investigation of the automobile insurance company. The failure to timely report an automobile accident to insurance company may result in the denial of coverage. When person is involved in an automobile accident and sustains personal injury, it is often times helpful to retain the services of a Florida personal to get advice and direction as to the injured person legal rights to damages and compensation. Insurance companies have adjusters to protect their interests. An injury victim should also have qualified legal representation to protect and enforce their rights to damages and compensation for personal injuries. See Florida Automobile Accident Injury Attorney.