Monthly Archives: December 2011

What is PIP (Personal Injury Protection) Automobile Insurance?

In the State of Florida, there are specific rules, laws, statutes, and regulations regarding the payment of medical bills and medical treatment when a person is injured in an automobile accident. PIP stands for Personal Injury Protection and it provides for payment of medical treatment when a person is injured as a result of the automobile accident in the State of Florida. PIP is part of what is termed the “No-Fault” law in the State of Florida. In other words, PIP applies regardless of fault in an automobile accident. For instance, if a person as a result of a rear … Continue reading

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Should Photographs Be Taken at a Florida Automobile Accident Scene?

Should photographs be taken at a Florida Automobile Accident scene? The simple answer to this question is “yes”. In the State of Florida, there are no laws to prevent a person from taking photographs of an accident scene on public street or roadway. Often times, photographs of the accident scene will provide that information regarding the extent of property damages to the vehicles involved in the accident and they also provide documentation it may also provide information as to property damage I left on the roadway as well as skidmarks, roadside, and road conditions. Photographs can be taken with a … Continue reading

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What is “Full Coverage” Automobile Insurance in the State of Florida?

What is full coverage in the State of Florida? Often-times, clients will report that they have full coverage automobile insurance in the State of Florida. There is really no such thing as “full coverage” automobile insurance in the State of Florida. Florida requires that a person have property damage coverage and PIP or Personal Injury Protection coverage. All other types of coverage are optional. In other words, to comply with Florida’s minimum mandatory requirements, all a person is required to have under Florida law is PIP and property damage. The other types of insurance coverage available are optional. These include … Continue reading

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Should a Statement be Given to an Insurance Adjuster After an Automobile Accident?

When person is involved in a Florida Automobile Accident, a question often time arises as to whether the person should provide a statement to insurance adjuster. Some statements to insurance adjusters are required under the written terms of the automobile insurance policy. And some are not. Whether a statement is required under Florida law / insurance regulations or not, it is always best to first consult with a Florida personal injury attorney before speaking with any insurance company regarding an automobile accident. Insurance adjusters are trained to collect information for an insurance company to process claims. It is also an … Continue reading

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Fatal Train – Pedestrian Accident Report in Jacksonville (Duval County) Florida

A tragic train accident / pedestrian accident was reported in Jacksonville, Florida. The Florida Times Union reported that a person was struck by a Northfolk Southern freight train underneath the overpass on University Boulevard near Phillips Highway. Since a death resulted from this incident, a full investigation will be conducted by local, state, and / or federal authorities. Tragically, this is the second railroad related death in the Jacksonville area within the last month. Another person was hit and killed on East Coast Railway tracks at the Emerson Street railroad crossing about a month ago. Railroad safety is vital to … Continue reading

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Driver Distraction Caused Fatal Automobile – Pedestrian Accident in Palm Coast – Death of Josefina T. Reid

In Florida and other States, driver distraction can come in many forms including reading while driving, texting, eating, e mailing, mobile phone usage, conversations, and behavioral issues with passengers. Whatever the cause – distracted driving can and does cause serious automobile accidents in the State of Florida. When a pedestrian is an unfortunate victim of distracted driving, the consequences can result in serious personal injurie, and, in some cases, death. The Florida Highway Patrol reported that a fatal automobie accident / pedestrian accident took place on Sesame Boulevard near 7 Wonder Trails. Josefina T. Reid was reportedly hit and killed … Continue reading

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Marion County Automobile Accident – Semi Truck Accident Leads to Death and Personal Injuries

An automobile accident in Marion County, Florida caused the death of Dr. William Canfield Evans, Jr. and injuries to a passenger. The unfortunate accident took place when Evans attempted a turn onto County Road 318 in front of a semi truck according to the Florida Highway Patrol. See Fatal Accident Reported in Marion County, Florida. Since a death resulted from this automobile accident, the Florida Highway Patrol and / or local law enforcement will complete a full investigation into the cause of the accident. The death of Dr. Evans, a longtime Florida resident, was certainly a tragic loss for his … Continue reading

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St. Augustine Dog Bites Two People Near St. Augustine High School – Animal Control Removes the Dog

In St. Augustine, Florida, First Coast News reported that two people were recently bitten / attacked by a dog that was not restrained by a fence or leash. The dog bite incidents took place near St. Augustine High School. The incidents resulted in calls to the St. Johns County Sheriff’s Office and the St. Johns County Fire Department as well as St. Johns County Animal Control. Dogs that are not restrained can be a danger to residents in the neighborhood, pedestrians, and bicyclists. It is important that all dog owners maintain control of their dogs and know where there dogs … Continue reading

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Chain Reaction Automobile Accidents Leads to Death of Clermont Man (Kantilal Patel)

In Clermont, Florida and other cities, multi vehicle accidents can lead to serious personal injuries and in some automobile accidents – the death of a driver or passenger. One such accident was recently reported by the Florida Highway Patrol and the Orlando Sentinel. Kantilal Patel, a resident of Clermont, Florida, died as a result of this automobile accident. The accident started when a pick up truck driver crashed into vehicles stopped at a traffic light. See 78 Year Old Clermont Man Killed in a Chain Reaction Automobile Accident. Many Florida automobile accidents can be avoided if drivers pay attention to … Continue reading

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Motor Home / RV Collides with Semi Truck – Crash Kills 66 Year Old Woman (Sandra Gentry)

A fatal motor home – semi truck collision ( Florida trucking accident) was reported in Volusia County, Florida. The Florida Highway Patrol reported that Sandra Gentry was killed as a result of this Florida trucking accident / automobile accident. Like many accidents in the State of Florida, the crash took place on Interstate 95. Sandra Gentry was a passenger in a motor home / RV (Recreational Vehicle). It was reported that the motor home was heading Northbound on Interestate 95 and was towing a vehicle. A semi truck attempted to switch lanes and hit the driver’s side of the motor … Continue reading

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