Posted On:
April 7, 2008
Auto Insurance Claims and Your Premiums
An article was recently published, entitled, "Claims That Boost Your Insurance Rates." Although there were tips on filing various claims, including homeowners' insurance, the general advice on whether to file an auto insurance claim after an accident was: "It Depends." Click here for the article. This is because every car insurance company lays out their own terms, and their terms may include raising premiums whenever they cover your claims.
In Florida, if you are involved in a car accident involving injury, death, or property damage, report it to law enforcement. Regardless of whether you are at fault, if you are injured, 80% of your medical bills can be covered by auto insurance. This is available through your PIP (Personal Injury Protection) coverage, and every auto insurance policy in Florida must include this coverage. My law firm assists people every day regarding filing PIP claims; contact us if you need advice or help filing yours.
Labels: auto accident, auto insurance, injury, PIP
